MORTGAGE QUALIFICATION

Debt-to-Income (DTI) Calculator

Evaluate your Front-End (Housing) and Back-End (Total Debt) DTI ratios against the industry-standard 28/36 mortgage underwriting rule.

Income & Monthly Debts

Gross Monthly Income ($ / mo)

Monthly Rent / Mortgage Payment ($)

Auto Loans ($ / mo)

Credit Cards ($ / mo)

Student Loans & Other Debts ($ / mo)

Back-End DTI Ratio (Total Debt)

33.1%

Front-End (Housing) DTI: 22.5%

Total Monthly Debt$2,650

Max Recommended Housing$2,240

Mortgage Underwriting RiskGood (< 36%)

Calculate how long it takes an investment or population to double using Rule of 72.

Count cash value and convert Pennies, Nickels, Dimes, Quarters, and coins into Dollars and Cents.

Convert fuel unit pricing between Dollars per Gallon ($/gal) and Dollars per Liter ($/L), plus distance fuel cost.

Calculate household electricity consumption cost per day, month, and year based on appliance Watts and kWh rates.